About The Author

James W. Lamprey is a researcher and writer with a deep interest in housing affordability, personal finance, and economic decision-making. He studied business, finance, and economics during his undergraduate education, building a strong foundation in the forces that shape markets, household budgets, and long-term wealth creation. He later pursued graduate studies focused on investing through Johns Hopkins School of Business and Real Estate, further expanding his understanding of capital markets, real estate, and financial strategy.

Lamprey also brings practical industry experience to his work. In the early 2000s, he was a licensed realtor in the Washington, D.C. area, giving him firsthand exposure to housing markets, mortgage dynamics, and the challenges families face when trying to buy a home. He also held investment industry certifications including the NASD Series 6 and Series 63, reflecting his background in financial products and investor education.